*These are only general guidelines. Every situation and apartment community is different. Contact us and we can assist you
I have a bankruptcy!
Every apartment will check your credit. There is no such things as a "no credit check apartment" With a bankruptcy almost all Austin apartments require that it be discharged. Many of them will work with you, if its two years old and you have re-established credit. Most apartments in Austin will deny you for a bankruptcy, particularly newer properties that score so heavily on credit.
I owe a utility company!
Most apartments in Austin Texas will deny you for this. . Austin has very few all bills paid communities, but that's another option. By the way utility companies are cracking down on old bills and may not let you pay them out.
I have a foreclosure!
Many properties look at this in the same way they would a broken lease. If you have re-established your credit they are sometimes a little more forgiving. Newer properties can be tough on this. Apartments have not really caught up with the subprime bust.
I have a foreclosure on a mobile home!
They will look at it as a broken lease. If your credit is good they can be a little more creative.
I owe a bunch of medical bills and a student loan!
You're in luck. On many apartments for rent in Austin, these are not counted against you.
I don't have a broken lease or background issues can you help me?
call us immediately! (512) 258-5200
I don't have a clue what's on my credit!
If you've been denied credit in the last 60 days you can get a free credit report. You can also do this online. You will be receiving a free credit report from each of the 3 reporting agencies.. YOU HAVE TO ORDER THEM
They told me I have to many inquiries on my credit report!
Believe it or not you can be denied housing because of inquiries on your credit report.. Almost always its in newer properties that score so heavily on credit.
In newer properties credit is huge. Most want a minimum of 75% good to bad credit. In older properties it can be as low as 28% and many properties will hardly consider it at all. (These are very general guidelines) Basically speaking if your credit is rough, but your background, income and rental are good you will have quite a number of choices. As Austin becomes more crowded the requirements get tougher.
Austin apartment, no credit check, bad credit, poor credit in apartments in Austin